Okefenokee RESA
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HOSPITAL INDEMNITY
(effective 1.1.2027)
What is Hospital Indemnity Insurance?
Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments made directly to you and benefits do not offset with medical insurance.
Plan Rules:
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Eligibility: Eligible employees working at least 21 hours per week, spouses, and children up to age 26
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Coverage through Mutual of Omaha
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No health questions - EVERY YEAR!!
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24-hour coverage (on or off job)
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Employee must be actively at work on the effective date
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Routine childbirth and complications from pregnancy are covered
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Coverage terminates when employee turns age 80
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Payments made directly to you and benefits do not offset with medical coverage
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The chart below is a sample of covered services. Please see the Plan Certificate for a detailed listing of services in their entirety
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Don’t forget to file your annual Wellness Benefit! CLICK HERE to access the Wellness Incentives page for additional details.
Why Hospital Indemnity Insurance Matters?
If you’re admitted to the hospital for a planned or unexpected stay, Hospital Indemnity Insurance helps provide financial support by:
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Paying a lump-sum benefit directly to you, not providers
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Helping cover deductibles, copays, and other out-of-pocket medical costs
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Giving you flexibility to use funds for everyday expenses like housing, childcare, and transportation