Disability

What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

Eligibility: Active employees working at least 21 hours per week
Coverage through UNUM
Must be actively at work on the effective date
Must exhaust all sick leave prior to receiving benefit
If electing coverage outside of the initial open enrollment period, health questions will be required