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BASIC LIFE & AD&D

What is Basic Life Insurance?

A financial and family protection plan paid for by Okefenokee RESA which provides a lump-sum payment, known as a death benefit, to a beneficiary upon the death of the insured.

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What is Accidental Death & Dismemberment Insurance?

AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump sum payment if an insured becomes dismembered in an accident.

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Plan Rules:

  • Eligibility: Active employees working at least 21 hours per week, spouse and eligible children up to age 19 (age 26 if full-time student)

  • Coverage through UNUM

  • Must be actively at work on the effective date

  • It is important to review your beneficiaries every year!

  • THE AMOUNT OF LIFE INSURANCE FOR A DEPENDENT WILL NOT BE MORE THAN 100% OF YOUR AMOUNT OF LIFE INSURANCE

  • Employees must elect coverage for Spouse and/or Child Life.  Dependents are not automatically enrolled

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If you still have questions, contact Campus Benefits:

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